What is prepaidgiftbalance? Answer: PrepaidGift Balance is a prepaid credit card that has money loaded onto the card. When you use this credit card for an occasion or purchase, the exact amount of money loaded onto the card will alter accordingly. You can't top up your prepaid balance but you can spend money loaded on it. Most of these cards come with zero interest for up to six months, but there are some that charge a small interest rate.
You should be able to find your prepaidgiftbalance on the main page. If you're not able to, try the link below. Make sure you enter the card number correctly and you should have an option for password change. If you don't have a password, you'll need to create one on the website. Before you can access your account, you'll need to give your details, such as your name and email address. When you've finished providing your details, you should then be given a login window, which you should use to access your account.
Once you've logged in, you should see a summary of your spending and any outstanding balances. This includes any gift cards that you have loaded onto your prepaidgiftbalance. You will also see a summary of your available balance. You should be able to see your remaining balance (if any) in the lower left hand corner of this page.
How You Can Use Your Prepaidgiftbalance at Retail Stores
To get your outstanding gift card balance reduced, you will need to login. Once you've logged in, click on the dollar amount in the lower left hand corner of your screen. Then you'll see an equalization graph. If your balance is greater than zero, you'll see a red line beneath the equalization graph. If your balance is less than zero, a green line will be displayed.
To reduce your balance, you can transfer your outstanding balances to the online portal. However, you need to make sure that your balance is actually negative before you attempt to do so. When you click to transfer your balance, it won't be removed from your prepaidgiftbalance unless you choose to cancel it. If you don't want to cancel your prepaidgiftbalance cards, you can simply not use them. They are not designed for auto-purchase.
You can use the available gift vouchers when you are paying for your meals at a restaurant. Instead of paying for your meal with cash, you can load your prepaidgiftbalance card with the appropriate amount of cash (or debit) and use these gift vouchers instead. For example, you can load your prepaidgiftbalance card with $100 worth of gift vouchers at a restaurant. You can then use the vouchers to pay for the rest of your meal.
Another option that the merchant mentions is that you can purchase prepaid cards that have miscalculated prices. "When you visit a site, check the prices in their box. If they are off by a penny, you can tell the website to recalculate the price to make it accurate," he says. "I've heard of people using these coupons to save themselves a lot of money."
You can also use your prepaid cards to top up your existing balance at retail stores. "You just put in your balance with the retail store's logo on it," he says. He doesn't know of any retail stores that offer this feature currently. He did say, however, that he has personally seen them advertised on television. "I've seen a couple of different ads on cable TV that offer gift cards that can be used to top up your prepaid cards at a variety of retailers," he states.
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